₹ YouPI
Sign inGet started

UPI payments straight into your bank. Zero fees.

Accept GPay, PhonePe, Paytm, BHIM and every UPI app on your website, app or shop counter. Money settles instantly into your own account — no aggregator, no 2% cut, no T+2 wait.

Create a free accountMerchant sign in

0% transaction fee

Customers pay your UPI ID directly. Nothing is deducted, ever.

Instant confirmation

A phone reads your bank's credit SMS and confirms the exact payment in seconds.

Developer-friendly

REST API, one-line checkout script and signed webhooks — the same flow as big gateways.

Counter payments

No website? Create a QR from the dashboard and show it to the customer.

How it works

  1. Sign up and add the UPI ID where you want to receive money.
  2. Pair a phone that receives your bank's SMS alerts.
  3. Create payments from your website or the dashboard. Customers scan and pay.
  4. We match the bank credit to the payment and notify your server instantly.